银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。[b][b]1）常用词汇[b][b]bank book/pass book存折 open an account开户[b][b]earn interest赚取利息 savings account储蓄存款帐户[b][b]current account活期存款帐户 check/cheque account支票帐户[b][b]deposit account定期存款帐户 annual interest rate年利率[b][b]monthly savings account按月计息帐户 daily interest account按天计息帐户[b][b]instant account速成户头 service charge服务费/手续费[b][b]signature card签名卡 draw/withdraw提款 [b][b]order check/cheque记名支票 rubber check/cheque空头支票[b][b]blank check/cheque空白支票 exchange rate汇率[b][b]denomination=face value面额 four in hundred四张一百元面额[b][b]give the money in fives/tens换成五元或十元面额[b][b]bill钞票 change零钱[b][b]cash现金 password/code密码[b][b]amount in figures小写金额 amount in words大写金额[b][b]credit card信用卡 the balance of your bank account帐户余额 [b][b]traveler’s check/chque旅行支票 coin硬币[b][b]penny便士 nickel（美、加）的五分硬币[b][b]dime（美、加）的十分硬币 unit 货币单位 [b][b]value/worth面值 ounce盎司1/16磅 [b][b]commercial/merchant bank商业银行 full refund全额偿还[b][b]extension延期 overdraw/overdraft透支[b][b]rebate回扣 payday发薪日[b][b]pay slip/envelop薪水单 a princely sum(an excessive amount)巨款[b][b]mortgage抵押 by installment分期付款[b][b]apply for/grant_______a loan申请/批准贷款[b][b]debt债务 collateral担保物[b][b]fill out/in填写 chquebook/checkbook支票簿[b][b]loan贷款 joint account联名帐户[b][b]expense account公款支付帐户 cashier收银员[b][b]teller银行职员 statement对帐单[b][b]money order汇票 accountant会计 [b][b]A.T.M自动取款机[b][b]常用句型[b][b]I’d like to open a_____________account.[b][b]I’d like to check the present balance in ___________account.[b][b]I’d like to apply for a personal loan.[b][b]I’d like to change(兑换)___________for_____________.[b][b]What’s the current rate?[b][b]How would you like to receive your change（零钱）?[b][b]还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）